ICICI Securities

At ICICIdirect, we strive to provide the best of investment solutions for each investor class. We offer products & services under Equity, Derivatives, Currency, Commodities, Mutual Funds and these are just to name a few.

Credit (Home Loans, Loan against securities / Property / FD / Bonds / MF)

Home Loan

  • Housing Loan at lowest EMI with Doorstep Service, Simplified Documentation and Guidance throughout the Process with array of options: ICICI Bank, ICICI HFC, BOB, HDFC Ltd, PNB HFC.

Home Loan Top up

  • Instant Top Up Loan of Rs.25 lakhs within 24 hrs. Funding Upto 100% for 20 years max. Home renovation | Marriage | Business Expansion | Child's Education I Personal Needs.

Loan Against Property (LAP)

  • Business startup or personal needs such as education, marriage, healthcare etc. Funding upto 60% for Residential and 50% for Commercial Property. Rs.10Lacs to 50 Cr for upto 15 Years.

Loan Against Rent Receivable (LRD)

  • Rented Commercial Property an investment. Fund upto 50% of value. Up to 85% rent to be considered for EMI. Copy of leave & license agreement & 1 year rent credit bank statement.

Personal Loans (PL)

  • Instant pre-approved no collateral loans upto 20 Lacs starting at 11.25% p.a upto 60 months. Emergency or short term expenses like medical, holiday, gifts, education, marriage, gadgets.

Credit Cards

  • No Hassle of carrying or losing cash. Pay your shopping, travel, utility bills after 45 days max. Coral I Rubyx I Sapphiro I Emeralde I Platinum I MakeMyTrip I Intermiles I HPCL Credit Card.

Car Loans

  • Pre Approved Loan for your dream car from ICICI Bank starting at 8.25% p.a interest rates and tenure of upto 7 years. Fund 75% to 100% of on road price of the car.

Two Wheeler Loans

  • No more grief or misery of public transport. Instant Two-Wheeler Loan with digital sanction letter for 80% to 100% of On-Road price starting at 10% p.a. Min Income of Rs. 20,000 p.m.

Gold Loan

  • Instant loan with No EMI on Gold Jewelries and Gold Coins within 60 minutes. Funding of Rs.10,000 to Rs.15 Lakhs extended up to 1 Cr per individual. Wide network of 4500 branches.

Loans Against Securities (LAS)

  • Insta LAS facility max 50% of value funding by ICICI Bank, Aditya Birla capital and Bajaj Capital. Pledge: MF Units I FMP I Demat Shares I ETFs I Insurance Policy I Savings Bonds.

Business Loans & SME Loans

  • Cash Credit/Overdraft for working capital. Export credit pre and post-shipment limits. Term loans for purchase of commercial assets and business expansion. Two year audited financials, 3 years Vintage of business and annual Business Turnover.

Forex

  • Convenient and secure way to transfer money online overseas to friends and family.
    USD | GBP | EUR | CAD | AUD | SGD | AED | CHF | JPY | SEK | ZAR | SAR | THB | NZD | HKD

Travel Card

  • Chip and pin global currency card with a facility to reload through ICICI Bank internet banking.
    USD | GBP | EUR | CAD | AUD | SGD | AED | CHF | JPY | SEK | ZAR | SAR | THB | NZD | HKD

ESOP Funding

  • Exercise and hold employer entitled ESOPs by availing a short term loan. Email at esopfunding@icicisecurities.com or SMS "Idirect ESOP" at 5676766